About Me

Year-Round Finance and Money Management Tips

Managing your money can be hard, and it's especially hard when expenses fluctuate. For example, if you like to buy lots of presents in the winter or take long vacations in the summer, you have to manage your finances to make that possible. Hi, my name is Molly. As a small business owner and the mom of a busy family, I've had to figure out how to manage a lot of financial ups and downs over the years, and in my opinion, advance preparation and organization are key. If you want tips for managing your personal or business finances, you have come to the right place. I hope that these posts help and inspire you.

Year-Round Finance and Money Management Tips

    Tips for Applying for and Paying Off Your Auto Loan

    A car is close to a necessity for many people these days, especially if you have a long commute to work. If your current vehicle has gone kaput and it's time for a replacement, you might be able to get an auto loan to soften the financial blow. With that said, here are some tips to keep in mind in order to qualify for said loan and then pay it off in a timely fashion.

    Cutting It Close: When Tax Filing Deadlines Are Just Days Away
    Procrastination is an art form, so "they" say. If you have procrastinated doing your taxes and now you are realizing that it is April already, you are going to have to scramble. Luckily, here is how you can manage tax preparation with just days left.  With Two Weeks Left You are not the only procrastinator, which is why tax preparation companies expand their hours of operation when getting this close to April 15th.

    Can You Bail Yourself Out Of Jail?
    There are few things more frightening than being placed in handcuffs and booked into a local jail. No one wants to spend time behind bars, so those inmates eligible to be released on bond typically do all they can to take advantage of the opportunity to await their court hearing at home. You may be under the assumption that only someone on the outside can bail you out. This isn't necessarily true.

    Six Reasons To Invest In Silver As A Part Of Your Retirement Plan
    It's no secret that diversifying your funds is a smart move when you're saving for retirement. Most people invest in an array of stocks and bonds and perhaps some real estate. If you are looking to diversify even further, however, you may want to invest in silver, too. Although it's not as common an investment as it once was, silver can be a smart addition to your retirement plan; here are six reasons why.

    3 Things To Do Before Applying For A Conventional Business Loan
    Whether you're looking for start-up funds for a business or are seeking additional funding to grow an existing business, conventional business loans are a popular borrowing option. Before you apply for a commercial loan, however, there are a few things you should do. Focus on Your Business Plan Aside from taking the time to seek out the right investors or lenders, you'll also want to make sure you've spent enough time writing your business plan.

    How A Financial Planner Can Help You Reach Your Financial Goals
    Reaching your financial goals is important, but it can be very overwhelming. If you are having trouble meeting your financial goals, you should consider getting financial planning services from a professional financial planner. These are a few ways that one of these professionals can help you with meeting your goals. Assessing Your Current Financial Situation First of all, it's hard to make a plan for how you are going to achieve your goals if you don't really have a clear understanding of what your financial picture is right now.

    3 Things You Should Do Before You Apply For A New Loan
    If you are in need of some extra cash, one way to tackle this problem would be to apply for a personal or consumer loan with a reputable lender. That said, if it has been a while since you've had any active consumer loans, you might want to take a step back and take a look at your full financial picture before you apply. Here are three things you can prior to sending in your application that may improve your chances of getting approved for a loan.

    4 Tips For Getting More When Selling Your Gold Jewelry
    If you have jewelry that's collecting dust, selling it is a great way to make some quick cash while clearing the clutter. But when it comes to selling gold, there are some critical steps to take—and some pitfalls to avoid—in order to keep from accidentally leaving money on the table. Here are four tips for getting more when selling your gold jewelry. Separate by Karat As you probably know, how much money you get for your gold jewelry depends on its weight and its purity.