About Me

Year-Round Finance and Money Management Tips

Managing your money can be hard, and it's especially hard when expenses fluctuate. For example, if you like to buy lots of presents in the winter or take long vacations in the summer, you have to manage your finances to make that possible. Hi, my name is Molly. As a small business owner and the mom of a busy family, I've had to figure out how to manage a lot of financial ups and downs over the years, and in my opinion, advance preparation and organization are key. If you want tips for managing your personal or business finances, you have come to the right place. I hope that these posts help and inspire you.

Year-Round Finance and Money Management Tips

    4 Tips For Getting More When Selling Your Gold Jewelry
    If you have jewelry that's collecting dust, selling it is a great way to make some quick cash while clearing the clutter. But when it comes to selling gold, there are some critical steps to take—and some pitfalls to avoid—in order to keep from accidentally leaving money on the table. Here are four tips for getting more when selling your gold jewelry. Separate by Karat As you probably know, how much money you get for your gold jewelry depends on its weight and its purity.

    Questions To Know The Answer To Before Seeking A Commercial Construction Loan
    When you are in the process of creating your business, you will have two primary options. You can either purchase a business property already built or build your own structure on a piece of land. While many new business owners will buy an already built property, it can be more beneficial to have your business building built to suit. The only issue here is you will need to obtain a commercial construction loan to get funding to build your business property.

    What You Should Know About Applying For Home Equity
    Applying for home equity loans is a great way to have free up cash for renovations, buying a new car or simply going on a vacation. However, before you apply for home equity loans there are several things you should know. You Must Have Equity Equity is defined as the share of your home that you own, instead of the amount that you still own still owe to the bank. Equity is often described in a loan-to-value ratio.

    Three Things You Need To Know About Immigration Bonds
    According to the US Immigrations and Customs Enforcement (ICE), the department removed 240,255 non-citizens from the country in 2016. It can be scary being detained by ICE, and people's primary focus is getting out of the jail or detention center where they're being held. Depending on the circumstances, you may be able to bond yourself or your loved one out of the facility, but here are three important things you need to know about immigration bonds and ICE holds before you take advantage of that option.

    Protecting Your Down Payment Against Scams When Buying A Home
    First-time home buyers are the most commonly targeted when it comes to scams. Not only are first-time home buyers dealing with very large amounts of liquid money, but many of them aren't aware of the appropriate process regarding the purchase of a home. This can leave them exceptionally vulnerable if they don't take direct action to educate and protect themselves. If you're a first-time home buyer, here are a few things you should keep in mind.

    What Can I Do As A Contractor Injured At Work?
    Contractors injured at work have a different set of rights when getting compensation for a workplace injury. Here is an examination of some of the rules that apply. You May or May Not Qualify for Worker's Compensation Regardless of what it says in your employment contract, you may or may not be eligible for workers compensation. The administration would have to look at your employment pattern to determine whether or not you are a candidate for compensation.

    3 Reasons to Consider a Payday Loan
    A payday loan is a very versatile and useful resource to have at your disposal, particularly if you are cautious when it comes to how many payday loans you take out and when you use them. Listed below are three reasons to consider getting a payday loan. Get Money Quickly One of the biggest reasons to consider a payday loan is the fact that you can get your money as quickly as possible in order to pay an emergency bill.

    Limiting Your Depreciation When Purchasing a Diamond
    Everyone knows that diamonds can depreciate in value when purchased -- but buying a diamond usually isn't about making an investment. Instead, diamonds are often symbolic of commitment and a very meaningful display of affection. But that doesn't mean you shouldn't do all you can to retain as much of the diamond's value as possible. There are some things you may want to consider before making the purchase.  Find the Right Source When Purchasing a Diamond